FHA Approved Condo Listings

Updated, January 19, 2010 4:31 pm: Here at MyFHA, we have received so many questions about buying condominiums and townhomes that we’ve assembled a free whitepaper download, “Seven Pitfalls to Avoid When Buying a Condo,” for you, here.

Additional update: The HUD Mortgagee Letter 2009-46A, eliminates “Spot Loan” approvals for condominiums going into affect on February 1, 2010.  For a more detailed explanation, read this. We believe that this, along with the new condo “concentration” guidelines (see number ten) will mean that from this point forward, the HUD database will not be the most accurate to guarantee that a unit “is” or “is not” FHA approved.  After concluding our research, we believe that, by far, the most comprehensive and up to date collection on whether a unit is approved by the FHA will be found at FHA Pros. Check back here for updates.  We will be posting them as they become available.

When considering purchasing Condos or Townhouses these project must have already been approved by the FHA and HUD. There is no exception to this rule and it is advised that you start your search for approved Condo and Townhouse projects here. Searching for Condo projects in your town is very easy and only takes a few seconds. Also keep in mind that when searching for these projects the HUD page will only display approved condo or townhouse projects in that zip code or town, so it is suggested you first make a list of zip codes you would consider living in then search for projects. Search the HUD database for condos. This will open a new window where you can search. If you have a problem following the link disable your pop-up blocker.